FinovateStartup - Interview with ClairMail

I covered the first Finovate event organized by Jim Bruene back in October 2007 (in New York City).
The event was such a success that Jim decided to organize two more Finovate events in 2008: FinovateStartup & Finovate 08.

I was delighted when Jim invited me to be the official live blogger on NetBanker at FinovateStartup in San Francisco.

Interview with Joe Salesky, CEO of ClairMail

 

Related articles on Visible-Banking.com
* Coverage FinovateStartup 08 (San Francisco)
* Coverage Finovate 07 (NYC)

FinovateStartup - Aradiom

Aradiom and mobile strategies

They are going to build a mobile banking application live, during their 5mn slot.

You don't have to be an IT expert, the interface is 100% graphic.

Simple, easy to understand, efficient. Well done Aradiom. Perfect delivery at this time of the day.

Banking 2.0 - FinovateStartup: Focus on Diversinet

I covered the first Finovate event organized by Jim Bruene back in October 2007 (in New York City). The event was such a success (it sold out in only 6 weeks) that Jim decided to organize two more Finovate events in 2008: FinovateStartup & Finovate 08.

I was delighted when Jim invited me to be the official live blogger on NetBanker at FinovateStartup in San Francisco.  Before the event, I plan to blog about most of the 40 startups which will demo their products. My goal is to give you a brief overview of those innovative startups.

Diversinet, a leading provider of secure mobile access
I contacted Nagy Moustafa, Diversinet's CEO, via Linkedin.


The Group's principal activity is to develop, market and distribute public key infrastructure security solutions for the secure transmission of data over wireless networks and devices.

Diversinet has a long history of innovation and world-leading expertise in the authentication security and mobility sectors.

On the marketing front, the website looks very much "web 1.0". They don't have a blog, and I didn't find much information on other industry blogs or sites like YouTube.
   
Related articles on Visible-Banking.com
* Coverage FinovateStartup

Banking 2.0 - FinovateStartup: Focus on ClairMail

I covered the first Finovate event organized by Jim Bruene back in October 2007 (in New York City). The event was such a success (it sold out in only 6 weeks) that Jim decided to organize two more Finovate events in 2008: FinovateStartup & Finovate 08.

I was delighted when Jim invited me to be the official live blogger on NetBanker at FinovateStartup in San Francisco. Before the event, I plan to blog about most of the 40 startups which will demo their products. My goal is to give you a brief overview of those innovative startups.

ClairMail, one of the most innovative mobile banking solution providers
ClairMail is one of the most innovative and successful moblie banking solution providers worldwide. I met Joe Salesky, ClairMail's Founder and CEO, at Finovate 07 in New York. In March 07 at the online_banking_summit_2007 in Charlotte North Carolina, I met the knowledgeable and extremely well connected Keith Gray, one of Joe's key team members.

Joe was one of the key speakers at Finovate 2007. Unfortunately, I didn't have the chance to interview him at Finovate, but we kept in touch. I will make sure Joe appears on Visible Banking in May.

ClairMail's technology allows companies to offer convenient, secure and always-on 2-way mobile services to their customers by using any mobile phone's existing software and standard capabilities.

Last year, ClairMail won the RedHerring 100 Global Award. A good example of how innovative and forward thinking ClairMail is: they partnered with Wells Fargo to test their SMS Banking System back in June 2007.

I invite you to keep track of ClairMail on Brandon McGee's blog.
   
Related articles on Visible-Banking.com
* Coverage FinovateStartup
* Coverage Finovate 2007
* Interview Brandon McGee, Huntington
* Coverage the_online_banking_summit_2007

Banking 2.0 - FinovateStartup: Focus on Aradium

I covered the first Finovate event organized by Jim Bruene back in October 2007 (in New York City). The event was such a success (it sold out in only 6 weeks) that Jim decided to organize two more Finovate events in 2008: FinovateStartup & Finovate 08.

I was delighted when Jim invited me to be the official live blogger on NetBanker at FinovateStartup in San Francisco.  Before the event, I plan to blog about most of the 40 startups which will demo their products. My goal is to give you a brief overview of those innovative startups.

Aradiom, an innovative leader in the mobile revolution

I first met Aradiom's owner, Selahaddin Karatas, at Finovate 2007 in New York.

Aradiom is a software development company providing mobile solutions for enterprises, network operators and service providers. Aradiom designs, develops and markets a broad range of mobile messaging solutions based upon a proprietary wireless messaging platform.

Back in 2003, Aradiom announced the launch of the world's first wireless banking client based on Sun technology.

If you are interested in Mobile Banking, I advise you to subscribe to Brandon McGee's excellent blog.

Related articles on Visible-Banking.com
* Coverage FinovateStartup
* Coverage Finovate 2007
* Interview Brandon McGee, Huntington Bank

December issue of the Journal of Internet Banking and Commerce

If you missed it, I invite you to check the December issue of the JIBC.

The following research articles are focussed on Innovation (online/mobile):

* UAE   Exploring Factors Influencing the Adoption of Mobile Commerce
* Spain   An Analysis of Web Navigability in Spanish Internet Banking
* Greece A TAM Framework to Evaluate Users’ Perception towards Online Electronic Payments
* Thailand E-Payment Strategies of Bank Card Innovations
* Malaysia Internet Banking Adoption Among Young Intellectual

VB Interview #14 - Brandon McGee, VP & Senior Product Manager Mobile Banking at Huntington (Finovate 07)

Brandon first contacted me back in July 20007, when he started blogging about Mobile Banking. Brandon's blog is a great resource and if you share an interest in Mobile Banking I highly recommend you subscribe to his feed.

Brandon McGee is VP and Senior Product Manager at Huntington. He is also a guest blogger on Jim Bruene's Mobile Money & Banking.

Brandon covered the Finovate event on Jim's blog. After the conference, we spent a couple of minutes together. During the interview, Brandon shared his expertise and his vision on the US Mobile Banking market.

Interview with Brandon McGee

Journal of Internet Banking and Commerce, August 2007

A short post to inform you that the August issue of the Journal of Internet Banking and Commerce is now available online.

Reviewed Research Papers
* USA The Diffusion of Online Banking: Research Trends from 1998 to 2006 (By: Guosong Shao, The University of Alabama)
* South Korea Factors Influencing the Adoption Behavior of Mobile Banking: A South Korean perspective (By: Ki Soon Lee, Korea University, Hyung Seok Lee, Sahmyook University, and Sang Yong Kim,Korea University)
* Malaysia and USA The Influence of Trust on Internet Banking Acceptance (By: Khalil Md Nor, Universiti Teknologi Malaysia, and J Michael Pearson, Southern Illinois University @ Carbondale)
* Malaysia The Impact of E-Commerce Security, and National Environment on Consumer adoption of Internet Banking in Malaysia and Singapore (By: Yahya Dauda, A. Solucis Santhapparaj, David Asirvatham, Multimedia University Malaysia, and Murali Raman, Monash University Malaysia)
* Turkey Phishing Attacks and Perceptions of Service Quality: A Content Analysis of Internet Banking in Turkey (By: Murat Hakan Altıntaş and Necmi G¨¹rsakal, Uludag University)
* Nigeria M-Commerce Implementation in Nigeria: Trends and Issues (By: CHarles K. Ayo, Uyinomen O. Ekong, Fatudimu Ibukun Tolulope, and Adebiyi Ayodele A, Covenant University)

Opinion Articles
* India Online Frauds in Banks with Phishing (By: N. P. Singh, Management Development Institute)
* UAE A Preliminary Empirical Investigation of 'Brick-to-Click' Banking Presence in the United Arab Emirates (By: Bruce Budd, Zayed University, and Daniel Budd,  Edith Cowan University)
* Malaysia Correlation between Internet and ICT, Web Site Development, and Internet Marketing: Perception of Marketers in Malaysia and Singapore (By: Chai Lee Goi, Curtin University of Technology)
* India A Strategic Analysis of Search Engine Advertising in Web based-commerce (By: Ela Kumar, YMCA college of Engineering, and Shruti Kohli, Birla Institute of Technology)

Visible Banking News #14

On regular basis (ideally weekly), I will post a list of key news on web 2.0 & Banking.
As usual, please do not hesitate to get back to me with you comments!

NEWS - 16 July to 22 July 2007

AWARDS
* PayPal Contest to Award Best New Facebook Application - 20 July 07

BLOGGING
* Welcome William Azaroff, Vancity Social Media Guru, and NetBanker Guest Blogger - 17 July 07

CUSTOMER EXPERIENCE
* Value added services to enhance the customer experience - 19 July 07

EVENTS
* Why BarCampBank? - 22 July 07
* BarCampBankSeattle day one - 21 July 07
* My BarCamp Bank Topic Wish List - 20 July 07

FRAUD
* NZ banks under fire over online fraud liability - 19 July 07
* Anti-Spam: Gateway vs. Desktop - 15 July 07

INTERVIEWS
* “Make it much easier for consumers to find those institutions whose revenue models most meet their needs” | Bankwatch Interviews Marc Hedlund, Wesabe - 18 July 07
* Jerry Dischler, Google - 17 July 07
* Can e-Business Contribute to the Essence of Private Banking? - 12 July 07

LAUNCHES
* Tesco launches online used car checker - 19 July 07
* Deutsche Börse launches mobile information portal - 19 July 07
* Emirates Bank offers international remittances via SMS - 18 July 07
* Everbank's Latest Multi-Currency CD: World Energy Index - 17 July 07
* For Low income Un-banked | Emirates Bank to Launch Global Remittance Services through SMS Technology and Salary Cards - 17 July 07
* WSECU and Fuze Announce Mobile Offering - 17 July 07
* A&L launches expat Internet savings account - 16 July 07

MARKETING
* Lending Club announces $5000 video contest - 18 July 07
* Update on Prosper's referral program - 16 July 07

MOBILE BANKING
* Fundamo as a leading supplier · 21 July 07
* WAP Review - ING DIRECT Mobile Banking - 20 July 07
* Mobile Banking from the Public’s Perspective - 19 July 07
* Review of .mobi · 19 July 07
* Rwanda: Eastern Province Residents Applaud Mobile Banking - 17 July 07

NEWS
* Co-op to cut 1000 jobs as Internet challenges traditional banking model - 20 July 07

PERSONAL FINANCE
* Are New Online Personal Finance Sites Safe? - 20 July 07
* Wesabe in Newsweek - 18 July 07
* A challenge to Wesabe · 16 July 07

REPORTS
* Celent measures young adults banking usage - 18 July 07

SOCIAL LENDING
* Lenders united! - 20 July 07
* Student Loan Marketplaces Profiled in Wall Street Journal - 19 July 07
* Wiseclerk featured - Wallstreet Journal article - 18 July 07
* India Gets an Internet Lending Portal - 18 July 07
* What is Loanio? - 18 July 07
* Wall Street Journal: Options grow for investors to lend online - 17 July 07
* Micro-lending regulation in Europe - 16 July 07
* Zopa is not a Social Lender, and why that matters - 16 July 07

SOCIAL NETWORKING
* Jeremiah Owyang | “All your widgets are belong to Facebook” - 22 July 07
* Facebook vs. iPhone  - 21 July 07
* Another ‘web based platform’ | Bebo signals plan to open up to developers - 21 July 07
* Why Facebook is NOT the next Microsoft: Lending Club example - 20 July 07
* You cannot stop social networking ... even when you're dead - 18 July 07
* Social computing/ finance definitions and potential success criteria - 17 July 07

SURVEYS
* Young Adults Bank by Web and Phone - 17 July 07

VENDORS
* Tempo Debit allows institutions to establish debit card relationships with consumers other than their own checking account customers - 20 July 07
* Suriname's Godo CU chooses Comodo for Internet banking security - 20 July 07
* Green Armor unveils m-banking authentication platform - 19 July 07
* Billeo represent an example of dis-aggregated financial services - 16 July 07

VIDEOS
* Mobile Banking - A New Way to Bank - 16 July 07

WEB 2.0
* Atlassian making waves - 22 July 07
* How should Banks react to web based application providers? - 20 July 07
* Prosper.com, Zopa.com, Kiva.org: Towards a Model for Web 2.0 Insurance - 19 July 07

Visible Banking News #13

On regular basis (ideally weekly), I will post a list of key news on web 2.0 & Banking.
As usual, please do not hesitate to get back to me with you comments!

NEWS - 09 July to 15 July 2007

AWARDS
* Time.com's Best Websites 2007 - 15 July 07

BLOGGING
* Prosper Lending Review - the first month - 15 July 07
* Change is not so fast | understanding the future - 14 July 07
* One Year Anniversary - Call for Funny Videos - 10 July 07
* Social issues drive corporate blogging - 09 July 07
* Lending Club's Blog educates readers - 07 July 07

CUSTOMER EXPERIENCE
* While GenX/Y lead, Banks should watch their valuable boomer customers - 14 July 07
* Abbey embarrassed by Web banking glitch - 13 July 07
* Korean web design - 10 July 07

EVENTS
* Who Wants to Go to Banking Camp in Seattle? - 12 July 07

FRAUD
* Justice in Cyberland - 16 July 07
* Phishing for dummies - installs in two seconds - 10 July 07
* Nordea to implement Chip and PIN for online shopping - 09 July 07
* Banks enlist customers in $100m fraud war - 09 July 07

INTERNATIONAL
* Bankwest on the expand - will their direct channels come too - 13 July 07
* Compete's May Online Financial Shopping Scorecard - 12 July 07

INTERVIEWS
* Nouvelle plateforme de e-banking pour les gamers chinois - 13 July 07
* Interview: Globefunder to take p2p lending global - 11 July 07

LAUNCHES
* CCB launches mobile banking - 13 July 07
* ING Direct Launches Mobile Banking - 12 July 07
* Intersections Identity Guard Offering Six Months of Free Credit Report Monitoring - 11 July 07
* PSPP Holdings, Inc. Launches New Corporate Website - 10 July 07
* ChipIn, Another PayPal-powered Application Launches on Facebook - 09 July 07
* PayPal Really Launches on Facebook - 09 July 07

MARKETING
* Smart Car: The Next Must-Have Banking Sweeps Prize - 11 July 07
* IBM Wimbledon | “This approach to reaching people is in itself a good lesson” - 10 July 07

MOBILE BANKING
* mPoria's GoMobile! M-commerce Solutions Experiences Explosive Growth - 12 July 07
* Mobile Alerts Can Help Stem the Tide of Overdraft Fee Disclosure Regulation - 11 July 07
* Vodafone offers direct access to bank accounts via MoniLink - 09 July 07

PERSONAL FINANCE
* Wesabe does it again | “Your bank has a REST API now (shhh! — don’t tell them)” - 12 July 07

PRICE COMPARISON
* Price comparisons for Banks getting closer - 14 July 07
* Admiral ends Confused sale talks as Tesco eyes price comparison market - 13 July 07
* Royal Bank builds its own glasshouse - 13 July 07

REPORTS
* Why online banking has stalled: Annoying, confusing, frustrating Web design - 11 July 07
* Online Banking Flaws Contribute to Slow Growth - 11 July 07
* Mobile payments set to take off in developing world - Juniper Research - 10 July 07

SOCIAL LENDING
* Equity sharing - Prosper for real estate - 16 July 07
* Boober limits allowed investment sum - 15 July 07
* 50 best websites of 2007 - Prosper scores again - 10 July 07
* Communication approaches of P2P lending services - 09 July 07

SOCIAL NETWORKING
* Advertising acceptance in FaceBook | banner ads need not apply - 14 July 07
* The Aging of Facebook Makes it a More Appealing Platform for Financial-Services Firms - 13 July 07
* Top-10 Facebook Money & Banking Applications - 13 July 07
* Google plan for social networks - 12 July 07
* CrowdSourcing | Creators, Critics, Connectors & Crowds - 10 July 07

VENDORS
* 99Bill, China Merchants Bank to promote online banking - 13 July 07
* 99Bill, China Merchants Bank Deal Sign of Hyper-Growth in China Online Banking - 13 July 07
* Cash America to offer online cash advances in UK - 11 July 07
* SA mobile banking company to go global - 10 July 07
* AllPay and Ukash team on online payments for Poles working abroad - 09 July 07

WEB 2.0
* Social Media Strategy - 13 July 07
* Finding your way to the Social Web - 12 July 07
* By 2012, today's teens will rule - 10 July 07